Then compare it to my data-fed program.

It's wayyyyy safer.The biggest question to all GP is this : can all you GP guys survive if Fed does't change their rate or only reducing by a bit ? 

I f-ed it up)."

He told investor to invest at ground up dev. while cap rate is below SOFR/interest rateb) His project is like 75% LTV with 7.5% fixed and purchase at 3%-ish rate LOLc) well at least he's not using floating, but still, asking LP to invest at ground up dev is crazyD) you only one chart to understand CRE, buy only when everything is streamline, buy when cap is declining after period of stabilizaiton , buy when fed rate going down or stable. 

Recently, I was debating whether to lock in the mortgage rate for a single-family home we're purchasing in December, especially with rates spiking recently, or wait until after the next Fed meeting and election to be finalized.

My parents bought many SFRs in 70s and 80s and with mortgage rates at 18-19% but always made money as rents greatly exceeded mortgage payments, because home prices matched incomes for 200 years prior to 1994, then FED started money printing x 30 years until now.

Playing for cash flow still, but also a little for appreciation and the single families typically dont require as much hands on work on a weekly basis (mowing grass, shoveling snow, etc.)Everybodys niche will be a little different.  

Same here, I doubt he did anything to such degree intentionally.If anything, it was an honest mistake like so many of us make.It's a shame tho that the Fed nowadays can throw the book at you and consider almost anything a RICO, tax fraud, wire fraud, etc... to lighten up the mood this morning I was just watching the Robert Plant concert in Toledo on U tube. 

I find it less work to go and trim the grass, snow removal, etc.

With the outlook for cutting rates by the fed looking like it will be a very slow trickle, I believe we are in the early-mid stages of a recession.