Since they keep the loans in-house instead of selling them on the secondary market, they can tailor loan terms to meet your unique circumstances as an overseas borrower.If you have strong assets or savings, consider looking into asset-based loans or no-doc loans.

DIL is a slightly lesser hit than a foreclosure and you wont get a new loan for several years after. 

Its a tiny loan for any institution.You'll have to get hard bids from a local GC, but maybe $110/ft?

The loan is in process and through our financials and reserves we will achieve it.

Just make sure the numbers work for repayment and your overall financial goals. 

It may or may not show on a credit report, depends on the servicing and you should have the loan serviced.Failure to include the debt on a future loan application is mortgage fraud, wanna go to jail?

If you're confident you can find better cash-flowing deals or scale your portfolio with leverage, it could make more sense to reinvest rather than pay off the loan.

Moves risk to be financially covered by insurance hypothetically.

I they accepted an offer of $118K from my brother but since he couldn't get the loan, we're starting over.

@Sara Habtom yeah, you will absolutely have loan options.