These are very different than Subject-To, as the loan actually transfers to your son's name, and off the seller's name. 

Im now starting to doubt wether or not Cleveland is actually a good market to invest in?

I had a call with Simpletalk a few months ago and seemed pretty interesting but haven't pulled the trigger yet as it is costly.I know services do white labels and people brand it into their own AI call services, which mean a lot of these AI calls may actually be the same service...How much does Air AI cost?

This is the "dream" of many investors - retire with paid off rentals with cashflow to enjoy their golden years.5) Hard Money Lending (HML): this is actually an easy one.

Quote from @Brandon Croucier: That’s a killer loan if they are actually offering that.Seems extremely below market value as even primary mortgages are higher than this right now.I would beware of a bait & switch on this. 

And an actual lot split which was a SFH on .85 acre now turned into two separate lots, with a duplex on each lot.

If you don't actually replace the damaged property, the insurer will normally only pay you the "actual cash value," i.e., the depreciated value of the property.

Quote from @Charles Evans: You are actually behind the 8-ball on this.

Has anyone here closed an actual deal with Elite Funding Group LLC or have any comments on their upfront fee request?

It will also allow you to focus more of your time and resources in the actual real estate vs. raising capital which usually leads to poor real estate acquisition and operational decisions because raising capital is your full time job leaving an inadequate amount of time for the real estate.