Just because you and they would have history together and on the same property. 

The others are just pre-screened, not a full application so it's a bit harder to say "you don't meet criteria" because I don't actually have a verified income, credit history or background check - just what they've said in the prescreening questionnaire. 

So without knowing the listing history, I would say to try to ride it out a month or two more.

Upon logging into my Stessa account, I discovered that all my property rent rolls, and transaction history from the past two years had disappeared.

However, aside from that, I couldn’t find much information about them, and the only online presence seems to be the wife’s LinkedIn profile (though I’ve never met her in person and am just going off her profile picture on Zillow).After submitting the application through Zillow, we attached our income (two months of pay stubs for each of us from our current jobs), work references, credit and criminal background, rental history, and the contact info for our current landlord (who just so happens to be my fiancé’s father).

You can close in an LLC and don't need to provide employment history, income or tax returns, and DTI isn't a factor.

Does the operational company already exist and have income history?

They are in their very early 20s they both are full-time employed, but the husband does not have any credit history at all.

Our lender has informed us that we need 12 months of rental history to use the actual rent for financing purposes, or we must rely on the appraiser's fair market short term rental value.

Thank you in advance for helping me navigate this decision.I have a long history of fix and flips in several states and the first thing I want to point out is that you make your money in the "buy".