@Emmanuel RugambaChicago is a great market for house hacking because of its affordable 2-4 unit properties, strong tenant demand, and diverse neighborhoods.

As Bill Thomas says, “the greatest amenity in a senior community is community”, so investing in things that will promote togetherness and cooperation are high priorities for the population that I am addressing.The funding model also relies upon bringing together different groups and structuring deals to meet their diverse objectives.

Here's why:Affordability: Your $180K-$200K budget works perfectly here, with plenty of single-family homes and duplexes in B or C+ neighborhoods.Cash Flow: Rent-to-price ratios are excellent, with many properties renting for $1,500-$2,000/month.Landlord-Friendly: Oklahoma has straightforward laws that make managing rentals easier.Economic Growth: Both cities have diverse, growing economies, fueling rental demand.Low Taxes: Property taxes and costs are some of the lowest in the country, boosting returns.OKC and Tulsa also have strong investor networks to help you build a boots-on-the-ground team.

@Sushil Iyer I agree with @Travis Timmons that Temple and Belton are generally better pics with a more diverse economy versus Killeen.

That also looks good on my credit profile and supports a healthy score.Having both the home loan and the HELOC on my credit profile helps give me a diverse mix of credit which also supports a healthy score.Now, that's what I would do and why I would do it if it worked for me.The reader's "mileage" may vary, of course.Mr.

Out of the areas in KY that is not one I would have thought would be on most out of state investors radars.I am still in the initial stages of my research, but Owensboro made into the list while choosing candidates based on cities with diverse economy with significant industries for an LTR.

Around Gaithersburg, Germantown, Rockville area the houses over there appreciate very nicely and the communities are amazing from what I've seen.Frederick does have alright neighborhoods but they dont align where I want to live, the rental growth is low, the houses do not appreciate that well over there, the areas communities are a bit seperated diversity wise.

I joined BiggerPockets specifically to address this and to build relationships with people from diverse backgrounds and locations.

It’s great to have someone with your level of experience and diverse background here.

I was also in the military and not a stranger to all kinds of uncomfortable situations, diverse backgrounds of people and how to deal with difficult people in general.