New Zealand, where I am from, is sadly off the table now as the govt just banned overseas ownership of existing dwellings.

However, at the closing table, we discovered it was zoned as a two-family residence.

I have seen this range from as low as $100 up to $300.Do I need to pay anything before sitting at the closing table?

We usually sit in the back room at a round table and energetically discuss real estate - you will immediately figure it out, everyone does :)

What worked for me was focusing on building strategic relationships with top tier people (quality partners) who could complement what I brought to the table—sales, management, and execution.When you are approaching sellers for creative financing, leading with a clear value proposition (and CONFIDENTLY) is key.

Speaking from hands on experience on both platforms as I've worked with both Carrot and Wordpress sites (more than 400 sites so far since 2017), what carrot brings into the table is their simple, all in one, fast website platform.

What are you bringing to the table if none of the above?

Hard Money  = There is nothing wrong with taking a hard money loan at a higher interest rate as long as you have an exit plan and can really drive to a time table to not turn that hard money loan into a long term loanDSCR - Pre-Payment Term: I see a lot of lenders sling out the 5 year pre-payment term to flash the lowest rate which could be an investor in a pickle if they need to do something different with the lending portion of the property in the future.

This now means you’re coming to the table with much more cash (lower LTV) to meet a lender’s DSCR of 1.25…some lenders have now raised this to +1.30, which means an even lower LTV.I’m not saying a 5.75% is necessarily bad.  

You should have, or you should create an amortization table that shows the actual interest paid on the $650k mortgage for the first 6 months while you lived there.