They are often located in desirable neighborhoods and are close to good schools.

We look for good school systems, low crime and desirable neighborhoods.

If you have no desire to actively pursue other investments where you make more than a 2.8% return, then by all means pay it off faster.TYFYS and best of luck!

If not, is there a master plan in which the municipality has indicated a desire to have your property zoned as you'd like to see it?

Purchase price: $295,000 Cash invested: $50,000 Single fam home, desirable neighborhood.

Tampa for example, the most desirable STR's are also very desirable to owner occupants (near beaches, near downtown, etc). 

Given the size of portfolio needed that presses a need for it to be mostly A class assets to mitigate operational weight, so it could push closer to $80m in acquisitions. 

If the desired zoning is next to your property, it is easier to get rezoned. 

(Starbucks / yoga studio / craft brewery /boutique cookie,coffe or ice cream shop  are the easiest targets)-Activation of dormant retail sites-Increased foot traffic For B to AAbove also apply-Home valuations (are homes in the increasing at rates above nearby or similar neighborhoods)-Is it walkable or are projects in place to make it highly walkable for residents-Is it near highly desirable activity centers -is it unique (for example - Can it get historic designation)

The fact that you can could create that desire to move.