Therefore, its your balance sheet/credit worthiness combined with the real estate (banks collateral) that will be considered in extending financing, not the LLC.

Gaining funds and creditworthiness via consistent employment might facilitate loan qualification.

Lenders are concerned with the  real estate collateral and your creditworthiness.

Co-signers can add security, but check their creditworthiness and have a clear agreement.

But they will be punching holes in your roof.Is the tenant creditworthy?

Mexican banksIt can be bureaucratically excruciating at times but creditworthy people from certain countries can in theory get a mortgage from a Mexican bank.

For someone who is 22 years old, has a good job, lives in Cleveland and doesn't want to retire for 25 years, my answer would be different than for someone who is 55 years old, is unemployed, lives in New York City and doesn't have much retirement.Also, things like experience, risk tolerance, creditworthiness, etc. plays a big part.Sorry I can't give specific advice...

Set a standard in your mind for credit worthiness and the first person to meet that standard gets it.

Prepare any documentation that can support your income stability and creditworthiness.

They can guide you on the best approach to financing based on your goals, creditworthiness, and current financial situation.Consider your long-term strategy.