.- 2024 almost much every possible repair imaginable was needed among the units, so the headaches and costs were compounded - now the properties are buttoned up for the most part and we'll probably show a loss for 2024 taxes.- We don't cash flow at all because we were bullish on the BRRRRs and also did some flip rehabs using some of that equity and pocketed it years ago. 

It is about compounding your returns, reinvesting, and continuing to grow.

Borrow the money interest free and compound onAs always DYOR and talk with your CPA.Melanie:  Yours is a good explanation.

So when I stop contributing to the roth and HYSA will I be able to let it still grow in compound interest?

We are still early in the game so some are speculating on that part or some are speculating as inflation hedge or some just hold to collect the compounding interest.

Just like wealth, knowledge compounds overtime to something much larger than you ever imagined it could be.

This business is tough, it takes time compounding to really see results.

As you stated, that leads to higher property taxes and higher homeowners insurance as well, and when combined with higher property values and a 150% climb in interest rates, it compounds affordability issues.

The power of tax-free compounding growth can be really meaningful over long periods of time.

Plus, leveraging multiple properties can help you scale faster, and the cash flow from several properties can compound over time.That said, paying down debt aggressively on one property could provide peace of mind and financial security, especially in an uncertain economy.