I paid about $1500 in closing costs between title, appraisal, etc, but the original loan was wiped out in favor of a new lower rate. 

I've closed a bunch of loans with Kiavi, Roc, and a few with ABL, I also closed with RCN, Easy Street, Lima One, and some smaller private lenders.I've come to the conclusion that the experience at the lender is not globally good or globally bad. 

Typically, the adjustments I see on appraisals for basements are more flat rate adjustments. 10k is usually the number I've seen.What stinks is that there are a couple of model types that have below grade space where the builder, I'm sure, was trying to lower the taxes by having it below grade so the county wouldn't count that space in the assessment.

The only thing that makes these properties turn key is the fact they are move-in ready for a lower income tenant with low expectations.

These loans must close in an LLC which you already have.To Your Success!

I'm trying to understand if the lease begins on the day of closing or the day after, if closing is at 2pm. 

Overall, the market continued to slow with the fewest closed sales since 2016.

For example, for this one, there are 5 4/2 in my area and they have close to the same condition as mine.

The process of buying, getting a loan and settling to closing was extremely smooth.

They will be really happy because they can get into a house with a lower mortgage and you don't have to pay realtor fees.