I have a few commercial bank contacts, but concerned they may just cut me out of the deal.

A low LTV refi to get you some additional cash should be enough to clear this up.

Currently have a small rental sfh on a lot that can clearly build at least a 4 unit on it.

if i were to acquire these and have them be owner financed, I would want clear title and the other mortgage on this lot removed - especially if my loan has a balloon on it that matures prior to the existing loan, as how would to provide clear title?

It is clearly wrong

Hi Tio, I don't think hiring a professional designer is wise as it will cut into your margins and sounds like you have a tight budget. 

. - It’s recommended to have clear agreements outlining each party’s responsibilities, profit-sharing ratios, and exit strategies. 4.

Of course the broker had to be representing you as the buyer and clearly denoted on the contract..

The idea of flexible hours can quickly turn into 24/7 availability.Solution: Create a routine, time-block tasks, and set clear boundaries.

See the fact that mortgage rates are up about 1% from Oct when the fed started to cut the fed funds overnight rate as evidence.