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Best thing is to call the housing authority that manages the voucher program in your city/county.

If you own 25%+ of the business paying your w2, youre still self-employed.There are bank statement/1099 loan program as well, which is what you have been offered.

@Izraul HidashiIn general:Investor or certificate holder -> underwriter (creates the certificate) -> Depositor (issuing entity) -> Seller (purchases note) -> Originator (or creditor that created the note) -> borrower

If you choose to go with a first time home buyer program, you would need to identify all the terms and advantage of that as MANY are available.

If you do not have (2) full years of 1099 you can still get approved for a mortgage using a Non/QM program like a "1 Year 1099" program or Bank statements.

I have not heard of one of those, but am gearing up to buy my second house and could possibly use some sort of loan program like that!  

Big Banks like Wells Fargo, BOA, Citi, US Bank, and Chase utilize lending programs aimed to service large swaths of depositors.

Best, Kwanza   We just got our Certificate of Occupancy. 

Great speakers that won’t try and sell you on a program.