I also use their virtual credit cards which enables me to assign a card to a specific person, like the cleaner for my STR for example, so when she runs a charge, it automatically drops into the right account in terms of categorizing my expenses.

Don’t forget heloc, DSCR, 2nd on primary, borrow from retirement accounts, credit card cash advance, property reserves, home improvement store credit, etc etc.

To refinance at 70% LTV (new value) you’d need a capital call of around 30-35% of the original equity raise.

One of their so called instructors from one of the training sessions asks the students to go to the five star hotels, or go play golf, or go horse riding, or go hang out at the high end night clubs for the sake of fund raising.

I am stating out with wholesaling and once I raise enough funds will be investing in rental properties and flips.

Real estate takes many years to be able to support yourself, and that’s if you do everything right and the cards fall into place.

Putting in a ramp, adding grab bars in bathroom, raising the sink height, etc.  

If things start getting tight, you can always switch to doing work for clients too in order to raise funds. 

Personal raise How did you add value to the deal?

@David R Pustelnik recommend you first focus on raising the rent for the first time in 10 years.By the way, how much have your property taxes and home insurance gone up since this tenant moved in?