I wouldn't recommend an ADU and take that money and invest it where you can pull capital out faster. you can do much better.

I can contribute to 23500 to traditional 401k, 8550 to HSA, and 7000 to Roth IRA.

You can do a cash out refinance and pull equity out that way.

Can you give us any specifics regarding the oriwotu and loan?

If you can get over $2500 per month in Jacksonville on a 300K property, good luck, but if you can, that loan is out there. 

I would like to get connected with more private lenders in different target area preferably Huston Texas  I can get you in touch with great Lenders here in Houston!

If you can show that the numbers work, you can get 100% of the purchase and rehab covered.The key is finding lenders who work with new investors.2.Partnering with Experienced Investors– If you don’t have capital, you can offer your time, effort, and hustle in exchange for a piece of the deal.

If you can continue to convince people of that multiple times over then  maybe you can fire your boss.

Can you make a higher return than what the interest rate on the HELOC?

The trades can make or break a good deal.