If other homes are selling slowly, this may be a broader market issue

For now I am looking in the broader Miami area, since I would preferably house hack a duplex and need to be somewhat close to my main work.As for questions I think the biggest unknown right now for me mostly revolves around the timeline and order of steps.

Graham,The Greater Philadelphia real estate market has experienced notable changes in recent years, reflecting broader national trends while retaining some unique local dynamics.

Additionally, local MLS data or city-specific real estate reports can provide more granular insights for your target market.For news and broader economic trends that affect real estate, check out HousingWire and MarketWatch.

Beyond just the borrower characteristics, you might want to remember the broader 5 'C's' of Credit: Character, Capacity, Collateral, Capital, and Conditions.As a smaller lender myself, I focus on the Borrower first and their ability to get a project across the line with as little headaches (to me) as possible. 

It all will come down to the financials on these deals, and with a larger mortgage, expect less cash flow, so if I were your agent, I'd be focusing on making sure you have an income cushion but giving a broader focus on appreciation.

You raise some excellent points regarding DSCR loans and the broader economic context.

For the ones looking at investment opportunities in Texas, now might be a great time to consider areas surrounding these data centers and the broader Dallas market.Best regards,Drago

Dig deeper into the cause of those vacancies and look at broader trends like job growth and vacancy rates.

Consider using online real estate platforms like Zillow, Redfin, and Realtor.com to reach a broader audience.