Whether or not he is solely using the rental income to pay off the property or not, he has the ability to pay down a mortgage efficiently. 2.

He also doesn't control regulations in the states/cities, but his attempts to cut regulations may trickle down and impact personal property rights and people's ability to use their properties as they see fit.

The ability to turn single-family lots into duplexes or even split lots for separate units can significantly boost rental income and property value.

I've become a firm believer that it's not just an ability to pay but how you pay.

From there, it requires the ability to conduct underwriting the highest and best use of a planned project, which requires a pro forma built by the user or acquired from a competent 3rd party. 

Even if their online banking and technology is not as strong, the ability to take advantage of their ancillary banking services, most notably their real estate lending far outweighs any minor inconveniences. 

First things first, when assessing property managers, it is crucial to prioritize their ability to collect rent and manage delinquencies.

You can always leverage rentals within their ability to service the debt. 

Also, the ability to find good deals with an accurate budget to complete the project up front from some good project managers/general contractors.

I prioritize appreciation, tax benefits (rental property expenses, depreciation), ability to use leverage, and passing on generational wealth with real estate.