I’m sure they can give you a better clarification on how or what to do.

Scott,  @Steve Vaughan is  one of my all time hero's on BP and someone I think gives the absolute best advice on a realistic methodology for attaining this mystic financial freedom from RE .

Sorry for my mis-remembering and thanks for the clarification! 

Thanks for the clarification and insights.

However, I agree with most of you that half the time was spent on pitching their $40k program is the way to financial freedom and your only choice to attain your goal etc.

There were clarifications/changes effective Sep 1, 2017.

I will get more clarification about this loan program.

@Henry Lazerow- thank you for the clarification!

If the investor chooses to invest in a notes fund, then the manager is doing all the work you described rather than the investor.And if the investor chooses well, that manager will have years more of experience than the investor can hope to ever attain (and will not make rookie mistakes which they might).

As a point of clarification, DSCR loans don't require a higher down payment than conventional, they just have different underwriting criteria and less concern on your personal financial situation.