What documents do they require, what credit scores do they allow, how do they verify previous rental history, etc.?

(I have less than ONE request per tenant per year, some nothing in 5 years)There's lots of was to manage your rentals, but being organized is paramount.

I also organize our local meetup in Dothan.

Yes, having tenants pay ACH via a Tenant Portal software is best, but not all will cooperate and some will play games that result in NSF charges.We allow tenants to deposit cash/check/money order directly at our bank into our account.Many Class C & D tenants have challenges adapting to unfamiliar ways to pay and is often not worth the hassle (and possible evictions) to get them to change:(

They can also file federal racketeering charges under RICO (the Racketeer Influenced and Corrupt Organizations Act), especially in cases involving large-scale mortgage fraud schemes.(18 U.S.C. §§ 1014, 1341, 1343, 1349 (2024).)Loan application fraud statutes carry up to 30 years of prison time and $1,000,000 in fines.

Regarding fire prevention, luckily, we're members of the local community organization that provides a Firewise assessment to members.

My guess is that their mentors are similar, no barrier to entry, and no major organization or entity that holds them accountable for ethics. 

I figure never sell the cow when you can get the milk for free)...especially if that cow is producing organic cash flow ;-)I'm going to guess your rents average around $2,200 to $2,400, maybe a little over $1.00/SF, is that in the ballpark?

One of the organizers is a very active wholesaler and flipper, and another is focused on STRs. 

Other banks allowed us to do our own in house valuations.