We plan to register an additional LLC (of the investor) that will hold 50% of the property.

I do not know how they are handling new customers verse the Midland existing customers.Regarding the customer service it seems the people I dealt with are still employed and only my "personal rep" as it were, was promoted and another took her place.

If you go back to work as self employed, there are some NonQM programs out there that can do a cash out refi after just 1 year of bank statements or P&L. 

In addition, while the umbrella did not end up having to pay out, having it meant I did not stress about it at all.  

Before buying or renting in an unfamiliar neighborhood, you should check the following two sites: SpotCrime, AreaVibes,These sites provide valuable information, including Livability Scores, which cover aspects such as crime rates, employment, health, housing, schools, shopping, and more.well, anything can happen anywhere.

Is there a way to access the additional features without creating a new Stessa account through the BiggerPockets link? 

Columbus also has great macroeconomics - lots of job growth, population growth, and major employers developing here.

The big pros are the strong job market (lots of major employers), good population growth, and still-reasonable entry prices.

@Kleyn LopezI have referrals in the San Diego area if you are in need of additional CPA recommendations.

If you’ve got strong tenant demand, proximity to top employers, or even access to public transit, you’re laying a solid foundation.