Achieving a DSCR loan with just 15% down is challenging in the current market.

Breaking Even & Potential Cash Flow•Your goal of breaking even in Year 1 is very achievable, especially with a 5% down payment and PMI removal via renovations.

I got into the life insurance industry part-time to help others achieve their financial goals, and I'd love to connect with any investors looking to explore how this tool can strengthen their real estate business.

Additionally, while rates aren't historically bad right now, they are higher than 4-5 years ago, and they will be even higher for you as an investor than they were as an owner occupant, which is what you were when you bought originally.I get that you are anxious to add to your portfolio, but that could be achieved without touching your first golden goose.Sometimes on BP, the push is to leverage every last spare penny, but that can be a risky game as the markets shift. 

What should my expectations be to achieve this? 

All methods are achievable with the right knowledge and mindset.

But they aren't lead types.Once, you identify where you're achieving success, you can double down.

I was wondering if anyone else in the BP community has used this company for their investment lending.I cannot achieve another low-money down loan until the end of 2024 when the seasoning period of my FHA loan runs out, so I'm looking for other alternatives.Thank you for any help! 

If that purchase is relying on cash flow for its primary return, it will be challenging to achieve this goal with that type of purchases. 

I did have a high end place in Fairfield County CT which could do STR, MTR and LTR all with very different returns but all fairly achievable but I think that's a unicorn and it comes with other risks (e.g. tenant friendly state).