Can refi an existing mortgage to a shorter term “Mini Mortgage.”Navy Federal 80% LTV Norway Savings Bank, MaineOmaha MortgagePenFed - max 3 other properties, including primary. 80% LTV, prime + 1%, <4 propertiesQuorum Federal Credit Union 80% LTV, owned by LLC is OK.

Scott Scheel has a good course about commercial real estate, but he concentrates more on apartment investing in his course while he is actively buying retail buildings and not apartments.The loan default rate on apartments is 58%, so before you buy an apartment building think why is it so high.Another avenue to consider is mini storages if you want to own real estate, the default rate is only 16%.

If at all possible, never install mini-split, install duct work.Measure, Measure, Measure.

Excellent mini-Bar!

@James McGovernno, some are very goodi go to a mini mastermind with about 10 other peer investors and we share information and updates and deals we're working oni also go to some larger ones that are primarily networking

Has anyone ever used conex / shipping containers as mini storage?

Now I also understand why one of our HVAC subcontractors always cautions against mini splits.

I went ac/heat mini split.

Will get us a good bump in rents and added mini splits HVAC and removed the old in wall heaters that weren't very efficient. 

Have you considered going with mini splits in that size apartment?