Well that's the thing I'm struggling with here in SD.

With a minimum loan amount of $75,000 I can help everywhere but ND,SD, and NV. 

If they are not, you can roll over your 401k into a Self Directed IRA (SD IRA) and invest in real estate that way. 

Is this the usual in SD?

I've since bought five notes, and two private stock offerings.My parents have bought maybe five properties over the years in their SD IRA.

Life Insurance over a SD-IRA.

YES, the SD will come to you, if not, NOT your problem, Tell the tenant previous owner never gave to me. 

@Andy Johnson most PMCs have an Operating account that all rental income is deposited in.All Portfolio and Property expenses are paid from this account, as well as owner draws.PMC's also have a Management account, that they transfer their management fees to (from the Operating account) and pay all company expenses from.Third account is to hold Security Deposits (SD) according to your state laws.

You’r based in SD, so you know a thing or two about good weather.

Does anyone have suggestions for a solid reputable company that conducts home inspections in SD county?