It doesn’t matter if I talked about this for the past 5 years on BP Money, if I let other parts of our content let some of the hype in.

Bottom line - All hype, bs, misinterpretation, opinion bias, etc aside, sellers willing “owner finance” the sale of their property for one reason - and one reason only: They PERCEIVE that they are getting a higher price for their property by owner financing than by a cash (cash to them) sale.The “perceive” part is why buyers can sometimes structure terms ridiculously one sided in their favor - because some sellers are so focused on PRICE they become oblivious to anything else.It’s why I and numerous others have been able to structure 20 year owner financing loans at ZERO interest; why sellers have accepted “substitution of collateral” that gave them a lien on recreational land I had rather than their own income producing property; why sellers accept second position liens and allow buyers to obtain new first mortgages ahead of theirs (subordination), and why sellers always accept mortgages without my personal guarantee.I myself sell properties and provide owner financing to obtain a higher price.

A lot of people heard the real estate hype and bought a rental property.

Seems to this old dog that we may never return to the ROIs (10-20+%) of 25-30 years ago for several reasons:1)There’s been and continues to be too much hype/content about real estate as an investment and much of it started when Rich Dad came out.

There’s a lot of hype about Rental Arbitrage good and bad. 

Having a strategy that capitalizes in the hype of AI can lead to big profits.

James please stop being negative and grasping for straws, how are you still in this hype?

My advice is follow the formula and always have a set purchase amount ceiling, never go over it and never get sucked into the hype and continue to bid.

However, those who have no idea what they are doing cannot see their operation which they legally disclose in front of you but is clouded by their online marketing hype.  

I find it somewhat amusing when these programs and coaches act surprised when the occasional client 'breaches' the contract...99% of these programs are pitched with hype and unrealistic expectations, otherwise they wouldn't sell any copies.