I did try my local banks but will check to see if there are any I missed. 

She missed other emails from the insurance provider confirming the policy did in fact cover all hazards.

And they didn’t miss a beat.

Trust me; you don't want to miss those crucial dates and risk losing money or even blowing the whole deal.

Meaning that if you fund a $5K EMD and then decide not to close you lose the EMD, or you pay for an inspection up front and risk missing out on the deal while you're waiting for the report.

This could be your last opportunity to join at this special rate—don’t miss out and kick off 2025 the right way!

I'm going to reiterate what's already been mentioned above, but I'm going to actually give you examples of why it's relevant to you to find a U.S. tax professional.1 - You're going to need to file U.S. taxes once you have property down here, there's federal filings, state filings, and sometimes local filings too2 - Tons of tax treaties between the U.S. and Canada that are easy to miss and can cost you a lot of money (important one with rentals - effectively connected income - if the professional you talk to doesn't know what this is, run away)3 - The amount of days you spend in the U.S. needs to be tracked and if you go over a threshold, all of your worldwide income could be taxable by the U.S.4 - Selling real property means up to 15% of your sales proceeds might not be available to you for years (FIRPTA)5 - Lots of nuance at the state and local levels, which both want to take as much money from you as possibleMain takeaway here is that you should find a U.S. based tax person.

It seems like a good idea, but I feel like I am missing something here.

Fake income documents are easily purchased online, and inexperienced screeners often miss red flags.

@Jason Proulx I think your missing the entire math of things here.