However my architect informed me that in order to do multi unit for RS-3 such as a Duplex 60% of the properties on the block would need to be multi unit instead of single family homes, and I ran the numbers out to be 53% of properties are multi unit not meeting the 60% threshold.

The culture of fragility is horrifying.

My wife and I are tied to this area due to being in proximity to family and we currently enjoy a farming/hobby farm lifestyle that is a big part of our family culture.

I own a small multifamily commercial in Albuquerque and can confirm the diversity of the economic and cultural factors that you mentioned. 

After awhile the cultural differences become pretty overwhelming.

I ran a new electrical service up to the apartment and replaced all plumbing.  

I ran your numbers through my own development proforma analyzer and it looks really good as a DSCR loan. 

If they can make a decent living, they won't want to leave their families or go where their food, culture, and language don't exist.What is the impact to REI? 

She immigrated from Serbia, so maybe that is a cultural difference, but my wife was pretty floored. 

I ran your numbers in my own deal analyzer that I use for my clients that I want to share with you.