You are absolutely correct that expense ratios can vary significantly, particularly for smaller MHP assets.

It's properly leveraging (not over leveraging) the asset that pays off.  

Prioritize your financial stability.

A mortgage lender can help determine if refinancing or tapping into equity might allow you to acquire additional properties.Consider a 1031 Exchange: If you're open to selling a current property, a 1031 exchange can defer capital gains taxes while enabling you to upgrade to a larger or more profitable asset.

Essentially, it was one account with the bank tracking individual tenant details on your behalf.That said, it’s critical to ensure your financial records remain accurate by reconciling the account on a monthly basis.

During the 2008 financial crash, low paid, low skilled workers were laid off in droves.

You are still personally guaranteeing the loan.And you did the right thing by putting the assets into an entity, especially if there is equity.

Yes, it costs money and is probably not worth it for under-7-figure assets/portfolios.

Quote from @An Lan: I am not a professional real estate investor, I just invest in houses as a safe asset and do not choose to rent them out.

On other side of coin, doing AAA; A-class assets, A-class tenants, A-class area.....