It's their responsibility, and it's their choice.2.

Quote from @Collin Hays: I suspect that the Smokies is your best choice, simply because it is a year-round destination. 

My first choice would be a duplex but I'm also looking into single family.

So choice is staying stock market and making 15%-20% or buying property and MAYBE breaking even. 

Verify employment and call previous landlords to avoid tenants with red flags.Rent Setting: Research comparable rentals in your neighborhood to ensure your rent is competitive.Use Technology: RentRedi is a great choice.

I wanted a truly hands-off, white-glove experience and, after extensive research, REI Nation seemed to be a reputable choice based on investor feedback.Fast forward to today—I now own multiple properties with them, and here’s my candid review.The GoodCrisis Management:My first property with REI Nation came just before the infamous three-year rollercoaster.

Some, but not a lot of choices are rare do any of the prices make sense to me.   

El Paso cash flows beautifully with minimum down payment and has plenty of choices.

I would then interview a few and make a choice as to what one to move forward with.

Market selection is tough because there are so many choices.