You were literally fine with what we were doing for you up until you found out the tenant left after closing because you tried to say we knew about it which is impossible as we never had contact with the tenant ever.

Was it included as a credit/debit on the HUD so it should have reduced your cash to close? 

IF the City does not limit to four total, there is a scenario where the City MAY allow up to 10 total units on single family zoned parcel

If you want to change the design, then do upon closing.

Very simple as Chris notes its just an up front agreement..

Meaning that if you fund a $5K EMD and then decide not to close you lose the EMD, or you pay for an inspection up front and risk missing out on the deal while you're waiting for the report.

Now you schedule your purchasing closing assuming the balance on the mortgage is equal to or less then the as-is value. - NOW the seller has to be willing and able to move out before your closing date.  

If it's a QM you won't be able to close in a business entity like a LLC, although in some cases you can transfer into an LLC after closing.

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Once I plug in all those numbers, I'm pretty close to breaking even.