I have about $115K in cash to deploy.

Eventually, I’d like to start using the cash flow to pay myself and work toward replacing my day job income.

A DSCR loan is going to require more down, have high fees at closing, a higher interest rate, a pre-payment penalty, and will require you to have cash reserves that you likely don't have at the moment.

Have you considered tapping into your existing rental equity for the down payment?

Down Payment: 20% of the purchase price, equal to $43,0003.

One thing you don't want to do is to buy based on proforma and have a negative cash flow property, especially on your first deal.

Most of us will go even higher...say 85%...but you have to get the property to cash flow at that level.

These payment options can get up there!

I do direct booking through the Houfy website, taking credit card payment by Square. 

However, with a SFH you will lower your standards when vacancy arises more than one month as you have no income coming in to male that payment.