I worked with a local bank that had extremely low costs to refinance so it was well worth it for us, but some bigger banks may catch you off guard. 

It makes it very easy to find customers even with bad support.I am leaning towards going with the click plank option as I was told, that when it clicks together it adds another substrate or "floor" basically and that with the attached underlayment does a pretty good job of reducing noise.I looked at adding gypsum concrete (gypcrete), self leveling cementitious subfloors, wool insulation under the plywood, and another type of cement type floor, but they all have their pros and cons and doesn't seem to be worth the extra money in the end. 

@Momar Mbengue why not invest here in Fort Worth?

One thing I have found over the years is that trying to find the cheapest prices on every item often costs more in terms of time wasted that it is worth. 

The owners still owe about ~58k and I think the house would be worth around $110k-$125k once renovated.

You’re gonna pay taxes and then a ten percent penalty, not worth it.

A few things worth considering when reading things like this:1.

Maybe it's worth paying for a Facebook ad campaign.  

In our previous discussion, we delved into the effects of interest rates on small businesses, but it’s worth noting that these rates also have considerable influence over larger enterprises.Corporations are facing a daunting challenge this year, with roughly 33% more debt to refinance, totaling a massive 1 trillion dollars or more due in each of the next four years.

Julien - Any idea how much your property is now worth?