There are also solutions with wholesale lenders like Symmetry Bank to do a HELOC up to 90% CLTV to access more capital if you need to for renovations.

The 62k is enough me to get started and would cover a down payment and some light-medium rehab but now that I know there is addition equity possible I would like to have access to it.

I think there are more accessible markets close by (Upstate New York, New Jersey, Pennsylvania etc.), although it will be harder to follow the progress of the rehab on a daily basis. 

I’m looking to hear some thoughts on cutting back on my 401k in order to put more money towards my savings rate and invest it in real estate and other areas where it is accessible to me.

There are a few self-contained guides that you can access here: https://www.biggerpockets.com/guidesAlerts can be really helpful too: http://www.biggerpockets.com/alerts

If you haven’t been to it already, you might want to check out the BP blog: https://www.biggerpockets.com/blog/There are a few self-contained guides that you can access here: https://www.biggerpockets.com/guides

And even have access to cash buyers lists. 

My question is this - should I get a new job so I can keep a steady income while gaining access to the stock $ for investing or should I take some of that money and live off of it for a year while focusing all my attention on real estate?

I’ve had this tenant that I already plan on not renewing with, but my city called today needing access to the building (4 unit) to turn off water.

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