This surprised me. 

What's one thing you were surprised to learn or didn't expect?

You must stay on top of it and be fully aware of the regular operations.

Surprisingly a duplex popped up in a mostly single family neighborhood.

I believe it has to stay your primary residence for a year after but someone correct me if I’m wrong. 

The loan stays in the first owner's name but you are making the payments.

Usually, the Unpaid Principal Balance (UPB) stays the same and all of the arrears, additional interest, fees, etc. are added together and become the new "deferred principal balance."

The other tenant wants to stay and found a replacement tenant that would like to take over the moving out tenants spot.  

Battling against the World Series unforunately but the show is getting great reviews and ABC has just ordered 3 additional shows which is a great step in the right direction.We are so proud of our little Santino, he is doing great on the show and he has some very funny parts coming up in the next shows, stay tuned to ABC (channel 7 and also available on demand and on Hulu) on Tuesday nights 8:30PM Eastern and 8:30pm Pacific.

I am wondering if there would be any implications since she would be in default of me terminating the contract and continuing to stay here.