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I have yet to come across a post on this forum that involves a bad tenant, who had a good credit score.I’m sure it’s not perfect, but credit score seems to be the closest thing we have as landlords to assurance that the tenant won’t cause problems and will pay on time.All the issues you discuss with debt - these are showing up on the scoreboard (his credit score).It’s simple, objective, and fair.

I want a specialist that's an expert, and not a jack of all trades and master of none.

Just underwrite the deal based on your objective and risk tolerance.

I would contact a specialist in your area for help with that.It can certainly be a frustrating and long process.Good luck! 

I suspect you are not the Borrower and unfortunately, I believe only the Borrower can successfully object to the charges being added to the loan balance.

You could focus on other things and use an agent as an objective third party - paid for by the Seller - to help you avoid making mistakes.Who would you rather represent you in a court of law?

Personal property includes objects such as kitchen cabinets and flooring.

It's relatively inexpensive and you can represent yourself and others.The benefit of having an agent represent you is they understand the market, they can be an second set of eyes, they are objective and not emotionally tied to the transaction, they are skilled negotiators, etc.

shiny object syndrome. don't get shiny object syndrome. find what you want to do, figure out what needs to happen to get there and work on that. day by day by day. i wouldnt jump into airbnb arbitrage as a temporary towards something else.