If you sell the house quickly, you can do this deal with them several times in a year and now the return on that principle amount for the investors is incredible.  

Don't know if that is the right way to look at it or not, but it seems to be working for me.One thing I don't understand(maybe someone can help me with this) is my principle pay down each month varies $25-$40.

I have heard this before, but can't say I really understand the principle.

If you make an extra principle payment of $5,000 now how will that affect you 3 years out with your principle balance.

I have met people, called people and I've spoken to representatives of principles.

There are many reputable, capable and principled companies involved in this space.  

Here's what happens.1 - Interest payment is based on 30 year mortgage2 - Extra payment goes to principle, which pays down the principle, but the interest is minimally affected...and most of the regular payment is interest.3 - The actual effect comes at the end of the mortgage, which if you sell or refi...you never reach

I treat my RE like a 401k I just put $10k on the principle of one of my properties.

This means they are not operating at a fully legal level and could be fraud.The foreign LLC information is as followsDocument Number: M07000001265FEI Number: 205525148Filed: 3/2/07 State: NVStatus: INACTIVE / REVOKED Date: 9/26/08Address Principle: 6100 Neil Rd, SUITE 500, Reno, NE 89511Principle/Registered Agent: Brian Higley 772.221.1010NEVADA FILING INFORMATION Corp Number: E0652782006-0 Status: ActiveThis means that the company is not able to do business in Florida, but can perform operations in Nevada.

In accordance with generally accepted accounting principles, loans held for sale must be recorded at the lower of cost or market value.