Switch them back after the appraisal.There are basically three outcomes to an appraisal: you can get lowballed, you can get treated fairly, or you can get a high estimate.

I plan on keeping two rooms for my wife and I and renting out the other three. 

I was a senior in college studying business management, evaluating my personal financial situation, and determined to be a wise steward of my first paycheck after I graduated, knowing I’d be climbing my way out of about $20,000 of student debt and several grand in auto loans.WhIle searchIng for somethIng productIve to lIsten to on a jog I found the bIggerpockets podcast.Ive learned more from BP than I ever dId In college.Despite math, my wife and I made the personal choice that we’d pay off our student and car loans before we got started.Fast forward three years later we paid everything off and saved $20,000.

Bigger Pockets Community,I got lots of great advice on my first post yesterday so now I feel I owe the community information in return.

If the answer is yes to these three questions, congratulations.

Go to some Bigger Pockets meetups, lurk around on the forums, talk to friends or anyone else who's moved to Denver, and find a good agent who shares your love of the city and knows the real estate side inside and out.Good luck! 

My wife and I currently have three Ally savings accounts:1).

@Joey Newton run it through the bigger pockets calculator!

When we wanted to pull some money out of our primary residence last year, I spoke with a broker from my mortgage company who drew up three options for us, two heloc options and a cash out refi.

I would like to leave the 10% in my pocket rather than hire someone but I can’t be confident that I’ll have the time to grow my business and take care of tenants simultaneously.