It may be ok if you move in after the HML loan is paid off. 

DSCR loans are based off of down payment, credit score and either actual or market rents so it helps to supercharge an investor's real estate goals and net worth.

THat's easier to do than you might think: there are 42,000 zip codes, so there are a few hundred thousand people who are "top 5" at any given zip code.Hats off to you for starting to connect with an agent, but I'd wait to buy anything for at least 6-12 months as you build market familiarity!

Or do you mean auctions of foreclosed houses where the lenders who end up with the houses auction them off?

At the end of the day, I do see a value in the general education side of many of these guru's, but education, if that is all they are providing without actually helping get your business off the ground, is only worth a flat fee, and it is not $540k, as you not this group is asking for.  

If you don't understand that going in to it, you will fail.Now that I'm off of my soap box.

I'm looking to purchase an off-market home in my neighborhood and ran into a hurdle that I might not be able to overcome...For context my elderly neighbor who I've been friends with for the last couple of years recently passed away.

Congrats on kicking things off at such a young age, you're going to excel.

I wanted to expand onto other investment strategies to build equity through the BRRRR strategy rather than just buying investment properties off the MLS.

@Joseph Cacciapaglia off topic.