You will meet people from different walks of life that will give you different perspectives on real estate investing.

You need to re-fi into long-term debt or sell it, and start investing differently.

The real estate market is very different in Europe.

I know there is a company that offers different rentals to hosts for their STR, but the name isn't coming right now.

When you say long term game, I will keep the gas stations (it will take long to completely wipe out gas phase) with a potential to stream into multiple different source of income.

I've included an example below to help illustrate this.So different lenders have different rates (which do vary even for DSCR loans) but these are factors they all consider.See example below:DSCR < 1Principal + Interest = $1,700Taxes = $350, Insurance = $100, Association Dues = $50Total PITIA = $2200Rent = $2000DSCR = Rent/PITIA = 2000/2200 = 0.91Since the DSCR is 0.91, we know the expenses are greater than the income of the property.DSCR >1Principal + Interest = $1,500Taxes = $250, Insurance = $100, Association Dues = $25Total PITIA = $1875 Rent = $2300DSCR = Rent/PITIA = 2300/1875 = 1.23DSCR lenders generally let you vest either individually or as an LLC.

I am trying to reconcile actual material spend per category vs. what was initially allocated, and it's getting cumbersome going through 100s of line items.If there is a different way to go about material budget reconciliation, happy to consider that as well

Even in a mediocre market, if you have a great agent and a great PM, you will outperform a great market with a mediocre PM and agent.That's also why I think it makes no sense to invest in 17 different markets: you don't know much about any of them, you have to build a network of people in every market, the law is different in every State and it's physically/economically impossible to visit any. (1-4 units anyway, large commercial is different). 

What are my options to cover the $100k difference to still get this house with 0 down?

People think that's even different for investors...the fact is, it isn't.