here is the situation. i left a really good paying job to take care of my 81 year old parents because my dad is chronically ill and my mom is almost there. i wont go into too much detail, but my sis doesnt help them. ill leave it at that. we have a person who comes twice a week to help with cleaning and other household tasks. i carry the bulk of the weight cooking their meals, running errands, grocery shopping, picking up meds, and taking them to dr appointments. its a full time job. i get a small salary of $1000 a month from a care giver sub contractor for the VA. ive been paying my bills with what savings ive had, but only have a few months of funds left. i own a duplex. i have over 200k in equity. i live in texas and texas has weird laws about refi and heloc/heloans when the property is 4 units or less and owner occupied. i would rather not sell, but if thats my only option i will have to at some point.does anyone have any advice or possibly be able to point me to lenders who might be able to work with my situation?

A good deal is a good deal, however with that said you also have to resell the property so you have to be in a place where people have money, access to credit, and want to live.   

We have added new interior features and a new roof.

@Wale Lawal, do you have a meetup coming up?

Plan is I have a dcsr loan and then I have a investor that's going to pay for the remodel and then I will refinance.

I have a 70% POH/30% TOH park that after 20 years experience have learned to 'rig it' to run right. 

As it stands today, I have roughly 70k liquid and looking to invest in building a new construction home for profit.

This is my second duplex and I do not have experience renting to someone in this situation.

I have used “one client” listing agreements in the past....it identifies one buyer.  

Residential mortgage rates have already dropped, but the general public has not paid attention.