Are either of these scenarios considered prohibited transactions:1) Purchasing a property with SDIRA funds plus my own cash.2) Purchasing a property with SDIRA funds plus traditional bank financing, then using my own cash to pay down the financing. 

Investments with risk (stocks & mutual funds) are a longer game - 5 years or more.

@Nando NachiYour budget will dictate where you buy in in the Seattle Market.Plenty of areas on the rise especially with low inventory.With Condo, keep in mind some HOAs will have to weight in on structural changes.When it comes to schools, most buyers laser in on the school district.

If we cannot get a section 8 tenant, the rent could go as low as $800 with a cash flow of $404.

In every transaction the buyer would be getting money to put for a down payment and then funds from a third party are the balance of the loan.

Sales have been warming up since the start of the year with a low start in January (relative to the Listings!).

Your primary focus right now should be maximizing your income and keeping expenses low. 2.

You can do this on a 30 year fixed mortgage if they are 1-4 Units at a low 7 percent interest rate as long as the property debt services over 1.00 and FICO is 720+

So if you are planning on keeping it, my understanding is that you would only need to live there for 12 months in order to qualify for low down payment loan options if you wanted to purchase another owner occupied property.

I worked for a developer redeveloping a super fund site with housing..