If I couldn't identify a specific problem that I could fix to improve the situation, I wouldn't buy the property.

Both of these things will improve your dti.

When this turns around, you’re easily in the blackIf you get a loan, i imagine the cash you save will provide ample liquidity to cover a significant period of no incomeUltimately the question is twofold...can you cover the holding costs on an otherwise solid deal (assuming it was truly solid) until things improve?

This tenant does not handle business well and things will not improve.

Getting low down payment Bank loans for houses that need fixed/improved is also tough.typically appraisals are used to determine value of a house. 

I could probably ask them to separate out what the windows cost for installation but my guess is it is definitely less than $2.5k.I don't see why I would want to include the cost of the rot repair in the capitalized improvement since it should not be one.

I have began my journey by educating myself through reading (and listening to) dozens of real estate, business and self improvement books.

Now her cash flows look like this.Year 0) -100k (-100k from principle investment)1) 10k = (10k from cash flow, 2.5k depreciated)2) 10k = (10k from cash flow, 2.5k depreciated)3) 10k = (10k from cash flow, 2.5k depreciated)4) 10k = (10k from cash flow, 2.5k depreciated)5) 115.5k = (100k from return of principle + 30k from equity - 4.5k from 15% capital gains - 10k paid as recapture)Total Return: 55.5kor if she reinvests that extra 2.5k every year at 10%Total Return: 56.6kIRR: 10.8%Isabel only sees an improvement of 0.4% to her IRR or an extra 1.6k if she invests the extra cashflow. 

All other home improvement work just has to be registered — basically shows proof of insurance.

Hi All, I ve hard time to find an answer to my question online, I bought a vacant land in 2017, then built a house on it.The construction, permit included took 2.5 yearsSo now, in 2020 the house is ready to sale.Can I say that I improved my land with a new construction for almost 3 years and assume I will have to pay a long term capital gain ?