I haven't had to deal with all the headaches that some of you owners have had so I apologize if this was a one-sided and ignorant post.

Apologies for the late reply but thank you for your reply Nicholas!

That is not what you asked though, so I do apologize if my opinion is not welcomed and please disregard if you please. 

Hi, I am still new here and haven’t been able to find a similar scenario on the forums but I apologize if this is a common question.I bought a two family home for $52k with 20% down 3 years ago and found out when applying for a mortgage recently that I can cash out refi and pull $12-15k out of my current house.

If I have somehow misread the article, please let me know and I'll be happy to apologize.

A public apology  to Nathan  and others involved  in this  discussion.I  am new to this forum abd and this is the first forum I have joined. 

Sorry im new to this so if its a dumb question I apologize.  

Again, I'm a newbie to the field, and if this is too simple for someone with your experience, I apologize in advance :) I understand the fact that Real estate and notes are a bit complex (exactly what I'm starting to feel as well) and difficult to understand the unknown pitfalls and for a new investor it is easy to fall into the rabbit hole.

@Mark Pedroza thanks for that tag and apologies for not organizing a happy hour sooner summer travel and work have kept me pretty slammed but I will get scheduled before the summit.

@Frank Chin I apologize.