We have an in house lender at Keller Williams called Keller Mortgage that does it for half the cost but you have to use a KW agent to use them.

Making an hour and a half round trip to and from school twice a day.

I live within a half hour drive from my properties.

I'm not sure I would sell everything today, but if you think there is a 50/50 chance of it going up versus down, then I might sell half.

Regarding the decrease in rates by the fed, the 50 bps doesn't necessarily translate into a reduction in mortgage interest rates by half a point. 

Hello BP, So about a year ago I had a licensed and insured plumber install a shower in my basement, making the half bath into a full.

Then, add in your tenant placement fees by adding half of one months rent.

I'm from Southern California we live out here in Ontario about an hour and half I think from Fallbrook. 

The house was just under 2,000sf with four bedrooms and one and a half bathrooms.

I'm not sure how they would exactly figure out how much of the payment goes against you (maybe half) but I'd talk to a lender first to see how this could affect you when trying to finance anything else down the line.