@Jose PenaWhy complicate things so much with a trust?

The flooring transition is usually the most complicated part.

One thought i had was to lease it to a property manager and have them airbnb it and give me a cut. but it all seems too complicated.

Pass, it is not worth your time trying to make a applicant work that is so complicated.

QBI is one of the most complicated stuffs, so don’t tackle it yourself. 

It's a very common LTV, but it's definitely not always5. yes, the bank is going to look at your capacity to repay as a function of what's on your tax returns6. 6 month seasoning is standard but can be much faster if you use delayed finance (which can be complicated).

Or would that just make tax filing more complicated than necessary?

@Lisa Daconta I don't think it's complicated enough to create a written flow. 1.

I am sure I am adding unnecessary complication to this as it comes with the analysis-paralysis but I am not sure how to get started.

And I'd have to find other IRS write-offs to cover the annual rental profits.Some complicating variables to note: Since it's a beach house, the value has spiked far faster than the estimated worth of the other homes, a reality that surely will continue, since the coastline is shrinking, not growing.