I'll also have three years of financial history to show it's a solid investment.A balloon payment of 3-5 years is pretty common.

When I ask to speak to one of the trainers and ask him (they have always been guys), I get that answer.Yes, books and audios are out there but understand what those are: promotional pieces to lead you to sign up for the author's training, the kind of training I just discussed. 

What kind of leverage are you looking for, that impacts the points charged the most.

The lease is kind of weird because it states the landlord is responsible for termite and rodent, but the other box states Landlord shall not provide pest control services.

That negative statement is about you, not about them, and you definitely come off as some kind of scam.If you're trying to do this business with no money or investment of your own, then you're very new in the game and this type of transaction is what hurts the reputation of investors. 

@Dolly La SalleIt kind of depends on your market, age/class of the property, type of property, deferred maintenance going into it, etc.

LED lighting in common areas3. ?

This isn't the kind of thing the retail side sees very often, if ever.

Which marriage pattern is more common among the bottom 99.9% millionaires in America?

I like the idea of find other ways to cut different items in your budget to get granite or some kind of solid surface options.