I want to give you an idea of how my situation is so bare with me...I'm 23 years old, single, without children, with a job I love and make decent money.

Yup, definitely more challenging the more branches the banks have.Again, my experiences tell me if you can reach a local bank with one or 2 branches, most likely locally/family owned, you can make a good connection.These banks do exist, it's just harder to find them.  

He went on to say that the application process is challenging, that there is no guarantee that you will get a home that I apply for.

The challenge of working w/ investors, if the investor is new, is time.  

The type of assets you buy will be related to how much money you have.If you are looking to place 50k etc. then it is more challenging.

I am barely starting and j am facing this simple challenge Jesse .

When I asked them what put them into financial distress, they explained that 2 of there children have severe medical problems and the bills just piled up on them.

You, and anyone in your ascending or descending lineage (grandparents, parents, children), can't use the property personally, nor can you make any repairs or do any work yourself.

Also, its never too early to start; build your credit up by being reliable and strategic in opening and purchasing things and challenge yourself to learn cocontinuously.

What areas do you think are growing or have a particular feature attracting residents (particularly young married couples with no children)?