For the guest it is easy- no need to fill out an application, pay for a credit check.   

Quote from @Rowan Miele: When it comes to loans, check out FHA or conventional options, and maybe chat with a local lender for specifics. 

@Caleb Ripley we encourage you to check out the Detroit market!

I did check title companies, some don't see the problem in title transfer as the lien is on the solar panel (UCC) not on the house.

You should check out CFRI, the local chapter of the national REIA.

Then I check my bill for this month, and it is almost double.

They just checked their numbers with Airbnb numbers, and Airdna again came out 98%-99% accurate!

I'd recommend checking out both Furnished Finder Traveler Search (https://www.furnishedfinder.com/housing/New-York/New-York) and Airbnb/VRBO 30+ day stays to see what is in your area currently. 

Check out the Neighborhood Assistance Corporation of America (NACA).NACA was formed in 1988 and provides an affordable option for potential first-time buyers:✅ No down payment✅ No closing costs or fees✅ No mortgage insurance✅ No consideration of credit score✅ Below market fixed interest rateThere are several requirements to be eligible, starting with attending one of their workshops.https://www.naca.com

Perhaps worth checking out.