I think the minimum now is 640 or a little less depending on the program.

You need to understand what your wanting to accomplish 1st, is it residential or commercial, and then chase down the lender that has the program that meets your goals.

@Andy Robison City owns a house next to one of my rental properties. city's house is a board up that they have unsuccessfully tried to sell through the "scope" program. the reason they cant sell it are the requirements the scope program maintains.

I have experience with grant writing, entitlement programs, and years of service with the government.

The second is a lot of the places we requested Quotes from have been telling us there are no fixed rate programs for investment properties, or if they do have them they are far greater then current interest rates.Does anyone have a contact or someone they can recommend in the Upstate New York (Binghamton Area) for Funding and/or insight on these matters above?

I found the Phil Pustejovsky Freedom Mentor program which seems unique but I am reading a lot of interesting feedback.  

Hello, I used section 8 in the past and continue to use the program.

The other focus will be for cashflow thru a Supportive Housing program providing affordable housing to individuals and Vets with disabilities.

I'm a Program Manager, and it's project management software compares favorably to MS Project. 

So the decision was easy... we left the program.