It was like they went to the same store to buy the response. 

Or do i go find another bank and have a fresh set of eyes look at it? 

the Note spells out the terms.. deed of trust recorded secures your interest.if you need a personal guarantee  from borrower thats done in a separate document.. you can ask to review a sample note and trust deed and P G  .. other than that there is just borrower info.. credit score net worth that type of thing.. you may also want to background your borrower make sure they are good citizensOH also you want to see title report if its a fresh funding.. or a copy of the title insurance if you buying existing and make sure the insurance is still in effect for any assignee  as you would be buying the loan via an assignment

I found that I was looking at it from my own personal taste level and judging the house from that vs. the fact that my rentals are clean, have fresh paint, are well-kept, and are great rental properties—which is all my renters are looking for.

"Pizza Pizza" Is the $40k take home as an absentee owner (ie investor) or as someone who is physically on site and manages the store (ie like a job)? 

are you buying with tenants in place or starting fresh after you close?

As frustrating and stressful as it was you have 100-150k in equity and a 1.25% property that is freshly rehabbed. 

It's always good to get new and fresh ideas on different neighborhoods.

The store came with all the fixtures, stock & fully staffed with great people!

Despite what people say, yes rent increases can be a catalyst for people moving.Also keep in mind, if your tenant has been in the property for several years,  you can't expect the same rent as a similar unit in prime condition (fresh paint, new flooring, new appliances).