So commend yo on paying your debt down you can always go grab it like you did vis a vi heloc.. 

When your partner gets here, maybe add his name to your account as a card holder.

When you say you have a section 8 duplex that is most likely a duplex with two voucher holders in there.

@Peter WaltherThe original post she is buying the vendors interest not the vendees interestRegarding title insurance / Typically in these situations the land contract will state how the vendor issues the deed to the vendeeIf it’s via quitclaim or special warranty deed then in most cases the buyer (new vendor) does not get title insurance because it’s an unnecessary cost in most instances because you will be conveying title back to the contract holder and hold these loans for short period of times.If they are in default we never obtained title insurance either - in every instance we order a full title report to confirm the chain and make sure no title defects.

If your buyer is a buy and holder, than certainly you are looking at the deal from a buy and hold perspective providing said numbers that would yield the best results for you and your potential buyer which they can either agree with that or not but at least you provided some accurate info for them to make a decision to look more into it or pass.My advice comes from the fact that too many send out deals where they have no clue or are way off on rehab numbers and exit values.

@Josh Loayza, William watt, Lien holders have one year after receipt of certified mail notice to redeem, or first three years after auction, whichever is longer.

The ordinance made a section 8 voucher holder a protected class.

Wholesaling would definitely be a place holder for my true goal of developing a large buy-and-hold portfolio.

There is however a minimum 5% due the holder of the certificate over the life of the certificate, regardless of when it is redeemed, if it is ever redeemed. 

In California there is a move afoot to force landlords to accept Sec 8 voucher holders (a federally voluntary program).