I did this because we both run on a tight schedule and scheduling individual appointments would have been difficult. I

@Eric, in January there won't be a limit to the VA loan amount he can use, but he will have difficulty reusing the VA loan in the same town (unless he refinances to conventional, or sells the home) because the VA loan isn't intended to hop around in different homes in the same town.

I've had some really interesting conversations lately about the impact of technology on RE. 

How about on the technology side?

Different levels of difficulty for eviction in varying locales.  

Had difficulty finding quality tenants due to this even though plenty of interest was shown.

Feel like with some technology ( software and call center for incoming calls), I may be able to do myself for a bit longer.

How old is the hot water tank, isn't it (insert some newer technology)".

Companies usually have technology and processes in place to prevent a consumer shopping their mortgage rate inside the same company with a different MLO but I've seen it happen and it's funny not funny.

If you cater to nothing but technology companies then you probably have fiber level data to pay for, etc etc.